Annotated Bibliography

Source #1:

How to Build Wealth in 9 Steps | Guardian. (2025). Guardianlife.com; GuardianLife.
https://www.guardianlife.com/investments/how-to-build-wealth

Summary: This source explains some primary methods on how to build wealth over time by using long term financial planning. It discusses strategies like saving money, how to manage debts, setting financial goals etc. This article highlights that building wealth is a process that occurs in small stages over a long period of time, rather than suddenly which requires being informed when making decisions and a lot of discipline.

Connection: This information is useful for my research of business because it teaches me how people finally become stable and grow finances through financial strategies and consistent habits.

Source #2:

Luther, D. (2022, July 14). Law of Supply and Demand Defined. Oracle NetSuite.
https://www.netsuite.com/portal/resource/articles/erp/law-of-supply-demand.shtml

Summary: This‌ source explains how the law of supply and demand is the theory that price are determined by the relationship between supply and demand. This describes how the changes in supply and consumer demand influence the cost of goods. This source is reliable because it was published by a known business and financial software company that provides. Professional information about financial principles. It also talks about how the relationship sometimes changes due to market conditions and consumer behavior.

Connection: This is a useful site for my research because it helps me understand that economic factors impact financial decisions and opportunities.

Source #3:

The golden rules of investing. (2022, August 1). FCA.
https://www.fca.org.uk/investsmart/golden-rules-investing
Summary: This source explains the rules people should follow when making investments. It discusses that if you can’t afford to invest yet don’t do it, planning and understanding investments, diversifying etc. This source is useful for me because it helps understand what factors influence people’s decisions on whether they want to make investments, yes or no. This is a reliable source because it belongs to a financial organization and it provides trusted guidance about investments. This article strongly highlights that making investments without knowledge or stability is just gonna lead people to losses.

Connection: This source is useful for me because it helps understand what factors influence people’s decisions on whether they want to make investments and how to make financial decisions.

Source #4:

Corley, T. (2026, March 3). The Rich Don’t Get Lucky — They Follow These 20
Habits. Entrepreneur.
https://www.entrepreneur.com/growing-a-business/the-rich-dont-get-lucky-they-follow-these-20-habits/502636

Summary: This source explains that people become wealthy and successful by staying consistent with their habits instead of expecting luck. It talks about some behaviors like setting clear goals, maintaining your discipline, continuously learning new things, and managing your time the right way. The source also highlights the importance of persistence, building relationships, and making informed financial decisions. Connection: This source is going to be really useful for my research because it strengthens the idea that financial success comes from good habits and a smart mindset, which helps explain how people build wealth and succeed in business and maintain it over time.

Source #5:

rich. (2021, July 27). ELAvate Global. ELAvate Global .
https://www.elavateglobal.com/ezines/https/growacornscom/habits-millionaires-have- in-common

Summary: In this source, Tom Corley talks about the results he got from a study that took him 5 years of 233 millionaires to find habits that helped these people build wealth. He reported that people who are successful commonly accumulate wealth steadily over time, they prioritize learning, enjoy the things they do, maintain physical wellness, manage their finances, and plan ahead. Corley also mentioned that millionaires save and invest a portion of their
incomes, surround themselves with growth mindsets.

Connection: This is a supportive source for my research because it spots specific daily habits and durable practices that lead to financial success, which helped me understand some useful behaviors of wealth building in business contexts.

One article I plan to use in my research discusses important issues connected to my topic and provides evidence that supports my argument. In my annotations, I included the main argument of the source, important evidence, and how the article connects to my research question.

Artifacts

• Research notes 
• Feedback and revision 

Reflection 7: Annotating Research 

Annotating helps me a lot because it forces me to read the text more carefully and think critically about the source instead of just summarizing it. Annotating has also helped me organize my research and. understand which information would be most useful in my essay.